I’m not one to go ham with credit cards, I’m not huge on creating unwanted debt. But I do like getting rewarded for my everyday expenses!
As a food blogger, I have a lot of everyday errands that I run. Groceries, food props, photography stuff. Having a credit card to help with cash flow on top of having a great rewards program is a major plus!
That’s what drove me to open up a new Amex EveryDay Credit Card. Not only does it have no annual fee** and allows you to rack up some major Membership Rewards Points on everyday purchases, but there are some great welcome offers right now that are too good not to share:
Also, be sure to check back on this blog post as I will be updating it monthly with my experience and tips as I use my Amex EveryDay Card more and more.
Now that spring is here, my favorite thing to do is plant new herbs and vegetables and add some fresh flowers to the yard. As much as I cook, having my favorite herbs and veggies freshly available to me is super convenient and tastes better. You know, because I grew it!
Brayden has been totally into doing a lot of things with me lately, so I figured this year we’d really get into it, and plant everything together.
He’s been fascinated by the ladybugs at the home improvement store and keeps hounding me about what they’re for and if we could get some. Well, since I’ve picked up my Amex EveryDay Credit Card, these are the perfect occasions to put it to work for me — things I’m already intending to buy and getting rewarded for it!
So, in addition to the awesome welcome offer I mentioned earlier in this post, here are a few benefits that our family loves:
While, I rack up the rewards making every day purchase, Brayden gets to enjoy the finer things in life. Like letting out lady bugs into the flower bed.
It’s tough being a kid.
We’ve had some big changes over the last month. And one of them was moving! I’m talking from a 2-bedroom apartment to a 4-bedroom house. And with our children’s birthdays around the corner, I need to get this place looking nice. Starting with the kitchen!
I’m taking full advantage of those “everyday” point-earning opportunities and racking them up with our first order of move-in expenses. Moving boxes, appliances, and all the other “oh yeah we need that, don’t we?” things that come up once you get unpacked. If you’ve moved before, you know exactly what I’m talking about. And it adds up quickly!
This is also the perfect time for me to earn more Membership Rewards points…even faster. By making at least 20 purchases in a billing period on my Amex EveryDay Card, I’m getting 20% extra points on those purchases*! Which I’m planning on using to take the family out once the dust settles!
One thing I wish I had understood better as a young adult is credit. I didn’t know how to build credit, maintain credit, or check my credit score.
Granted, this was back before checking your credit score was as simple as using a service like American Express MyCredit Guide. Back then, you’d get one free credit report a year from each of the three main credit bureaus – without it affecting your score. Ahh those were the days…
MyCredit Guide is a new free credit score tool that provides your VantageScore® credit score by TransUnion® and a TransUnion credit report. All without hurting your credit score. Oh, and the best part? This is a free service. You don’t even need to be an American Express Card Member!
My favorite part is using the credit score simulator. I like to play with this tool to see what I can do to give my score a little bump in the right direction!
Another section that I love on MyCredit Guide’s website is the Credit Education section. It totally helps you understand what factors determine your credit score, gives tips for raising your score, and much more. This is exactly what I wish I had when I first started using credit!
Check out MyCredit Guide and set up an account for free. You can never check your credit score enough!